As many of us face an ongoing cost of living crisis, it can be harder and harder to feel in control of your finances. Spending can be all too easy with contactless and online payments, and even small purchases can soon add up to a significant figure when made every day or week. Saving, on the other hand, can seem harder and harder when we face rising bills. The Budgeting Journal is here to help. By making a note of all your spending you will be able to clearly see where your money is going and identify potential areas where you can make savings.