Creditocracy And the Case for Debt Refusal by Andrew Ross | 5.46 MB
English | 220 Pages

Title: Creditocracy
Author: Andrew Ross
Year: 2014

Description:
Creditocracy (n.)1. governance or the holding of power in the interests of a creditor class2. a society where access to vital needs is financed through debtIt seems like pretty much everybody - homeowners, students, those who are ill and without health insurance, and, of course, credit card holders - is up to their neck in debt that can never be repaid. 77% of US households are seriously indebted and one in seven Americans has been pursued by debt collectors. The major banks are bigger and more profitable than before the 2008 crash, and legislators are all but powerless to bring them to heel.In this forceful, eye-opening survey, Andrew Ross contends that we are in the cruel grip of a creditocracy - where the finance industry commandeers our elected governments and where the citizenry have to take out loans to meet their basic needs. The implications of mass indebtedness for any democracy are profound, and history shows that whenever a creditor class becomes as...

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