Most of us can't do this, so we go into debt. Debt sucks. However, debt is a problem that we can solve by making more income. Yes, we will need to lower expenses and change spending habits as well, but making more money is key.
And no, we don't want to work more hours on the job. Sacrificing our bodies and minds to our soul-less corporations isn't the answer. We need to build our own passive income streams.
It won't be easy, and most don't possess the determination to create an income stream from the ground up. However, after making $100 from book sales in one month, I can tell you that it is very possible to create an income stream for yourself. Merry Debt-Free Christmas.